Mountain View Insurance Services

Our coverages encompasses individual physicians, physician groups, med spas, surgery centers, and long term care facilities. Our staff of professionals have actual operation experience in medical based businesses which provides us with a unique understanding of what our clients require for risk management and insurance.

Due to the continuing evolution of privacy laws as well as electronic medical records becoming mainstream, medical offices are vulnerable to a lapse in protecting patient records. Lawsuits and Government fines in this regards are now commonplace. Despite taking precautions it is very difficult for medical offices to provide 100% protection at all times. Some medical malpractice insurance policies have limited coverages included in their policies. There are also affordable comprehensive polices available as well.

Smaller medical practices rely on Business Owners Packages to protect them from general liability claims as well as insuring the contents of their office and even such items as lost income during a loss. Larger practices could be better suited with a package policy. Our Brokers understand what makes a medical practice unique and work to match the most appropriate coverages.

Fulfills your business obligation to provide medical and lost wages benefits to employees injured on the job (including death).[...]

If you are managing your employee benefit in house you have exposed your self to the possibility of a Fiduciary Liability claim or lawsuit. The intentional or unintentional mismanagement of these and other programs despite safeguards occurs everyday. Allow us to show you how inexpensive this coverage can be for your practice.[...]

A lawsuit from an employee is costly and disruptive. In years past the cost of Employment Practices Liability insurance was cost prohibitive to obtain. Today there are many cost effective options from national carriers available. We argue that this coverage has become too inexpensive for our client to ignore consideration.

If you are signing Managed Care contracts you most likely have exposed yourself to risk often not considered in the coverages of your other policies. The unique nature of your business relationship with Managed Care companies requires consideration of any gap in coverages and assistance closing those gaps with this coverage.

Coverage for your practices' location is imperative to allow you the ability to continue to serve your patients in the event of a loss. Regardless of if you rent or own your building, consideration of lost contents, loss of income and the loss of the use of your location all need evaluation. [...]